insurance renewal

YouTube · Post by **Paul** » Thu Jun 15, 2006 10:44 am

Just renewed my insurance today with Carole Nash. Managed to get 10% off the quoted renewal price, after 'phoning up to tell them about my 3 speeding points (which the initially quoted as an extra £2 increase on the quote) and then telling them the price e-bike quoted me. Ms Nash ended the discussion at £20 more than e-bike, but my policy covers me for european breakdown assistance, which would have been an extra £50 with e-bike.

The moral: always get quotes and ask your insurer to match them before renewing!

Paul

winger · Post by **winger** » Thu Jun 15, 2006 10:48 am

My renewal had been on the kitchen table for 2 weeks phoned last friday,e'rmm i want to renew my insurance!!! 375 quid,do you still want the helmet and leathers bit? she ask's, e'rm no not really!! in that case i can do it for 250!!! thank you very much says i!!!!

Boxered · Post by **Boxered** » Thu Jun 15, 2006 11:33 am

mines due at the end of this month, Carol nash renewal is £225 fully comp + protected no claims, ebike comes in cheaper at £148, but without the breakdown cover and with a much higher excess, so I think I'll stick with Carol Nash ( I might phone 'em though and see what they can do a-la Paul)

Steve

Boxered · Post by **Boxered** » Thu Jun 15, 2006 11:53 am

Way-hey, just called 'em and got a re quote of £183 for exactly the same cover inc uk & eu accident & breakdown recovery

thats a £42 saving for 2minute phone call. Thanks Paul

Steve

YouTube · Post by **Paul** » Thu Jun 15, 2006 12:34 pm

Steve,

I'll split it 50-50 with you

Cheers,

Paul

Boxered · Post by **Boxered** » Thu Jun 15, 2006 12:54 pm

cough, splutter

Steve

Adski · Post by **Adski** » Thu Jun 15, 2006 1:39 pm

I've just renewed for £264 for both my '98 r11s and 2001 Hornet TPFT.
It coveres me to ride other bikes, both bikes breakdown cover and protected no claims.
Not bad for a 23 year old methinks.

Gromit · Post by **Gromit** » Thu Jun 15, 2006 1:56 pm

Rant Warning:

I recently cancelled my HD's policy as 1. it's non-transferable to another bike and 2. Seeing as I'm on max (& protected) no-claims I needed to cancel so as to be able to transfer the NCB to my new policy on the BM. No great loss as I'd probably get a few quid back for ending the policy with a few months to go anyway.

So...I write a nice letter to the Harley's insurers telling them 'thankyou very much but you're no longer needed'. I then get a letter from them saying 'you owe us 40 quid'.

WTF?

This is the same insurer who didn't bother to get back to me after leaving them the details of my accident.

Got the BCR covered for 290 quid F/C with a 250 excess. Not too bad for my postcode, considering it's the 3rd highest theft risk area in the country (this is despite us having armed guards/20' high security fencing etc etc etc).

Boxadog 2000 · Post by **Boxadog 2000** » Thu Jun 15, 2006 6:37 pm

Mine is up in about a week.

BMW Motorad £240. Ebike £185.

Decisions decisions

YouTube · Post by **Paul** » Thu Jun 15, 2006 6:49 pm

Bob,

Check your excesses on both policies. eBike have multiple levels of excess on their policies, so, if for example you take a voluntary excess of £300 and you claim the bike is garaged, they will add an additional £350 excess if the bike wasn't in the garage when nicked from your home, so you will be £650 down on compensation in this case... The cost of eliminating the voluntary excess is fairly low though. They quoted me about £230 fully comp with a £300 pound excess or £250 with a £0 voluntary excess.

Cheers,

Paul

Boxadog 2000 · Post by **Boxadog 2000** » Thu Jun 15, 2006 8:00 pm

Thanks for the info

Bob

nab 301 · Post by **nab 301** » Thu Jun 15, 2006 9:24 pm

Gromit wrote:Rant Warning:

.

Got the BCR covered for 290 quid F/C with a 250 excess. Not too bad for my postcode, considering it's the 3rd highest theft risk area in the country (this is despite us having armed guards/20' high security fencing etc etc etc).

Does that cover you to do speedway in the "exercise" yard

PBBoxer · Post by **PBBoxer** » Fri Jun 16, 2006 10:34 am

Paul,
I did pretty much the same back in April.

Carole Nash wanted £478 f/c (RSVR. BCR, TRX850)

Ebike £385

Spoke with Carole Nash and they brought price down to £423, however like you say, with full European breakdown etc and the excess was better. Always worth a phone call!

Boxadog 2000 · Post by **Boxadog 2000** » Fri Jun 16, 2006 6:31 pm

Sod it I went with BMW £240.00 fully comp £250.00 excess protected no claims etc etc but no breakdown cover.

And also stated Remus pipe (did not mention the slippers though)

herrman · Post by **herrman** » Sat Jul 15, 2006 9:10 pm

Guys,
Just to prove IT is well worthwhile spending some time sorting out insurance here is my experience's over the last 12 months. After my accident at Burton last year and the loss of all my no claims bonus Carol Nash wanted over £800 to renew my policy, I ended up insuring with Norwich Union through Bennetts which cost around £500 with no cover to ride another bike and no cover for carrying a passenger. Just had my renewal from Bennetts £485 for the same cover, Gave E-Bike a try ,£260 With a zero £ excess apart from £175 own damage or £250 not garaged at home address. This also covers passengers and Alan as a named rider even declaring his accident and the 5 points he picked up in Scotland a while ago, Guess who got my money!!

Peter.