Just for Info.... Insurance Premum

snavetrauts · Post by **snavetrauts** » Sun Aug 19, 2007 5:02 pm

Yes it's that time of year again..... Carole Nash (Chaucer) FC £178.47. £300 Excess.

Not Bad

Stuart

Ruffy · Post by **Ruffy** » Sun Aug 19, 2007 6:16 pm

That's not too bad stuart,mine is £150 with the same excess as yours i'm 48 so i'm an old git and mine is through bennets and i'm happy but iv'e not made a claim yet!

soggybottoms · Post by **soggybottoms** » Sun Aug 19, 2007 6:22 pm

I'm about the same - with Auntie Carol and get free breakdown recovery including European thrown in.

Bennets just don't do it for me. Last year they made a mistake on my details and when I corrected them, they charged me £21 for the honour of putting their mistake right.

Likely need all the money for sponsorship.

Boxered · Post by **Boxered** » Sun Aug 19, 2007 8:17 pm

Ebikeinsurance usually come in quite a bit cheaper, but if you need european breakdown cover, then auntie carole is the best bet. The thing to do is get an ebike quote, then get auntie to get as close as possible to it!
I have saved £ 40-50 using this method for the last 2 years!

Steve

soggybottoms · Post by **soggybottoms** » Sun Aug 19, 2007 10:01 pm

brilliant. That's the plan for next year then!

to Bennets

PBBoxer · Post by **PBBoxer** » Mon Aug 20, 2007 12:37 am

ebike now do european cover. Im now with ebike

oyster · Post by **oyster** » Mon Aug 20, 2007 10:16 am

Met these at the Excel show: www.mcebikes.com
Not bad on price so worth a punt.

Ruffy · Post by **Ruffy** » Mon Aug 20, 2007 10:22 am

Yes e-bike are cheaper and they supply european cover as well,so next year theres maybe a change approaching!

R1200SRIDER · Post by **R1200SRIDER** » Mon Aug 20, 2007 11:32 am

Hi just had my renewal through from carol nash.It was £240 before the accident and has now gone up to £435 (if i buy the same again) because of claim and ive lost 2 years ncd.OOPS.

snavetrauts · Post by **snavetrauts** » Mon Aug 20, 2007 12:04 pm

I tried ebikeinsurance... they gave me £106, so if you add 49.99 for the European cover...i.e. £156.... this is quite favourable

thanks for the tips boys

Stuart

BockingBandit · Post by **BockingBandit** » Tue Aug 21, 2007 10:26 am

Just to make you all feel better: Take the cheapest quote above, move the decimal point one place to the right, scirbble out 'Fully Comp' and write 'Third Party Only' using green crayon,.. and you have my Insurance Policy. Age 44 (cough), Country Postcode, 60% NCD, £500 Excess,.... but sadly,.. a Courier.
*Memo to self: Stop reading any posts regarding Insurance Premiums

R1200SRIDER · Post by **R1200SRIDER** » Wed Aug 22, 2007 5:40 pm

Ive just called bmw insurance for a quote and they have come back to me at £199.Thats half what carole nash wanted.How can all of them charge such different premiums?

chobbler · Post by **chobbler** » Thu Aug 23, 2007 1:25 pm

When I added my "S" to my existing "RS" ebike policy I thought it would hike it up.
I was genuinely impressed when the calculated premium increase was £00.00.
I already have a KTM on there too, so for all three I'm paying £158 tpf&t.

That's exactly the same as I used to pay at age 17 for a DR400s back in 1981 ! That was 3 weeks wages back then.

stoney · Post by **stoney** » Thu Aug 23, 2007 3:48 pm

I believe that ebike insurance does not cover you to ride a mate's bike. Fine if you're car insurance covers you - but otherwise could be a problem for some folk.

chobbler · Post by **chobbler** » Thu Aug 23, 2007 4:20 pm

That's right, but my missus had no probs adding me as named rider to her ebike f650 and virago (why the hell...?) policy cos I was already with them.
I reckon it's a bit of a sales pitch to get your mates on to ebike, but it was convenient for us, so we played the game.