Breakdown insurance who do you use

pbikerharry · Post by **pbikerharry** » Thu Apr 03, 2014 3:11 pm

Looking to renew my breakdown insurance been lucky having never had to use it. So who's the good and the bad and why.

Pete

Al · Post by Al » Thu Apr 03, 2014 4:08 pm

I have been with green flag for several years, no real issues and have always had help when they said I would, but you do have to keep an eye on them at renewal time as its not always what is available to new customers, I have my motorhome as main vehicle( with european cover) as that tends to be the only one that goes abroard and personal cover for both of us which covers everything else, I can change the main vehicle, say if I wanted to take the MR2 or bike abroard, they do 10% discount if you don`t use the service for 12 months. I pay just over £220, and probably do 25,000 miles with all 5 vehicles in a year, so seems ok to me and they were priced a bit less than most others.

Al

eyore · Post by **eyore** » Thu Apr 03, 2014 4:16 pm

I use the AA because it covers bike, plus any vehicle either OH or myself is driving or even a passenger in.

John Coles · Post by **John Coles** » Thu Apr 03, 2014 4:33 pm

RAC for me covers bike all the cars homestart etc.

slparry · Post by **slparry** » Thu Apr 03, 2014 6:59 pm

All my bikes have it included via my insurance, as an addition the KGT is also covered euro wide on the BMW ext warranty

Boxered · Post by **Boxered** » Thu Apr 03, 2014 8:06 pm

I have the RAC full monty package that costs me nowt via Tesco vouchers

covers both me and Julie for any vehicle either as driver/rider or passenger, and beats the AA 'cos they don't "relay" you to your destination, they just take you straight there.

only had cause to call them once, but was very happy with their response time

Steve

Bender · Post by **Bender** » Fri Apr 04, 2014 9:08 pm

http://www.autoaidbreakdown.co.uk/

Why pay more?

Reading reviews the only issues seem to be response times, which is down to the local operators they use.

The serpentine belt broke on my Saab at work the other week, and the recovery vehicle was there very quickly, very efficient service.

The set up is that you pay for the recovery and then claim your money back. It covers whatever you're driving (or riding) and your spouse also gets free cover. Not bad for £39 a year.

Gromit · Post by **Gromit** » Fri Apr 04, 2014 9:46 pm

I just bought a Honda.

Harry Lime · Post by **Harry Lime** » Sat Apr 05, 2014 10:36 am

Deleted.

Bender · Post by **Bender** » Sat Apr 05, 2014 10:44 am

When trying to reduce the car insurance premiums with Elephant and for the bike with Carol Nash I discovered that you pay well over the odds for breakdown cover...

Boxermed69 · Post by **Boxermed69** » Sat Apr 05, 2014 8:37 pm

Just got a pretty comprehensive breakdown policy with my car insurance at renewal - added £29, I think. Also have a 'Drive 24-7' policy I took out to cover the bike last summer before a trip to France. 1yr of UK and EU cover, transferable between vehicles up to 4 times a year without penalty. The vehicle is covered no matter who's in it. £50. Pretty good, I thought.

Mike

rogerslater · Post by **rogerslater** » Sun Apr 06, 2014 4:34 pm

+1 for AutoAid

the smudger · Post by **the smudger** » Sun Apr 06, 2014 5:06 pm

I have an RT and as it has BMW warranty I have the BMW breakdown cover, although I believe you can get it separately??

Blackal · Post by **Blackal** » Sun Apr 06, 2014 5:15 pm

Until this year - I've maintained the BMW cover on my GSA, but they have now separated the warranty from the breakdown cover, and hoofed up the combined cost to a figure that is hard to justify........

I've AA for the UK, and Carole Nash for abroad.

Al

Andy · Post by **Andy** » Mon Apr 28, 2014 8:55 am

I have my insurance through Carol Nash who give you recovery as part of the premium.