Page 1 of 3

Insurance - What do you pay?

Posted: Mon Dec 18, 2006 11:43 am
by Black Knight
I need to get my baby insured so have been ringing round this morning.
So far

Devitts
MCD
Carole's Gash :lol:
CIA
and BMW

I'm 26, bike's garaged, 2 yrs no claims. Best I've got so far is £576 with all the extra's.

I know insurance is different for averyone but is anyone particulally cheap on beemers?

Who do you use and how much?

Thanks

Posted: Mon Dec 18, 2006 12:00 pm
by Stevie
I believe that one of the biggest factors after age is post code.

I have a rural. low-risk post code, I'm over 40, and I have both an R1100S and a R1200S on the insurance through Carole Nash. Cost was £230.

I'm pretty sure they are amongst the cheapest as I have a cheapskate Lancastrian for a wife who will happily send the best part of a week phoning round for the best quote.

Posted: Mon Dec 18, 2006 12:22 pm
by Steve W
Try ebike - they are were the cheepest for me.

http://www.ebikeinsurance.co.uk/

Steve

Posted: Mon Dec 18, 2006 1:06 pm
by Dog Tyred
Yeah, that time of year for me as well :cry:

Renewel quote from Carol Nash came in at about £350 but phoned them up and managed to get it down to £307 :)

Thats FC including breakdown cover, etc on a 2002 BCR with two years NCB.

Tried a couple of others, including BMW Insurance who wanted £575 :shock: but CN seemed to be the most competitive.

Like Stevie said, post code is important as well as age.

Good luck

Nu2

Posted: Mon Dec 18, 2006 1:46 pm
by Black Knight
Well im a 'B' grade postcode so thats good.

Tried ebike, got it down to £464 that includes an little 125 suzi i've got too.

Interestingly, changed the start date to Jan.....Saved £50!

Not taken it out yet, gonna see if the 125 will pass an MOT, if not, i'll not bother insuring it, its only worth a couple o hundred anyway. Not insuring it should bring the price down to about £360 inc legal and breakdown :D

Bit better than the £896 I got quoted from BMW!

Posted: Mon Dec 18, 2006 2:44 pm
by POB
Try MCE (insuremce.com ?) - they have always been cheap for me.

Posted: Mon Dec 18, 2006 4:41 pm
by winger
Carol Nash as well,it's not just the cheapo insurance but all the bits and bobs when you go abroad like medical insurance thats valid on a bike!!

But 2 years no claims!!!,one presumes you've been throwing yourself down the road at some time!!!

Posted: Mon Dec 18, 2006 5:31 pm
by Stu
Try Bennets they are cheap for me

Posted: Mon Dec 18, 2006 5:46 pm
by Black Knight
winger wrote:Carol Nash as well,it's not just the cheapo insurance but all the bits and bobs when you go abroad like medical insurance thats valid on a bike!!

But 2 years no claims!!!,one presumes you've been throwing yourself down the road at some time!!!
Once or twice but never claimed, its just what Ive got, only been riding two years!

Posted: Mon Dec 18, 2006 6:41 pm
by oyster
Definately postcode and age - and record! I used http://www.ebikeinsurance.co.uk/ , about £110. Dont forget to print off the document!

Posted: Mon Dec 18, 2006 6:56 pm
by izustu
Bennetts managed a reasonable £330 for my S. :D

Croydon area, 38 years old and 4 years NCD.

They don't consider my workshop to be a garage so that up's the prem a bit.

Simon

Posted: Mon Dec 18, 2006 7:35 pm
by madman
Around £90 each for mine and Judes, but it is much cheaper here in France. Did I tell you how much the road tax on both bikes and the car is? £0 as we don't have that here either.
Sorry folks, just had to say it.

Posted: Mon Dec 18, 2006 7:54 pm
by BockingBandit
Black Knight,.. just to make you feel better, .... Age 40+, 7 years NCB, full licence 28 years, .... £1,126.00 per annum,.. third party only.

Posted: Mon Dec 18, 2006 8:25 pm
by bigkev
when i got my bike i rang swinton £240 fully comp , then again iam old and live out in the sticks , mind a pal of mine rang H&R (their in mcn) they were mega cheap they also work car no claims aswell , so if you have afew years no claims on your car that works for you with them.

kev

Posted: Mon Dec 18, 2006 9:58 pm
by andrew s
Just paid £170 for my brand new bike with Devitt DA (BMW insurance) fully comp, and if I add another BMW it only costs £10.50 for each bike up to 4 bikes.

Andrew :roll: