Too good to be true?

[Duggers]

About to head off to Europe for a few days so I thought I'd check out breakdown cover.

3 months free and then cancel whenever you want...

http://www.swinton.co.uk/breakdown-cover

Surely there is a catch somewhere?

[Herb]

According to the policy terms you have 14 days to cancel, after that it is prorated.

[Duggers]

25. This policy is for an indefinite period and will run from month to month from the commencement date of the policy for each monthly period for which we accept a monthly premium, and the premium is paid. Each payment is payable monthly on the date specified in the agreement. Each premium paid, purchased cover under the terms of the policy for the relevant monthly period. Swinton will collect the premiums on our behalf. In the event that Swinton are unable to collect a monthly premium on the due date, Swinton have the right to try and collect your premium again via the same payment method. If Swinton are still unable to collect the payment due, or where Swinton choose not to try again, the policy will be automatically cancelled. Any such cancellation will be confirmed to you.

26. You may cancel your Swinton breakdown insurance policy at any time. If you cancel your policy within 14 days of either:

i the commencement date

ii the date from which you receive the contractual terms and conditions; you are entitled to a full refund of any premium paid. After 14 days no part of your premium will be refunded or returned to you.

The premium is monthly at about £9 a month after the first three free months. If it's cancelled after two month then no part of my £0 premium will be retuned to me.

Still seems too good to be true

[Mister C (Marsh)]

Does look a good deal, I shall wait n seen what other responses' it gets I'm sure cleverer people than me will sort it

Thanks for sharing