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Posted: Wed Sep 27, 2006 5:44 pm
by tripe
only 9 years, 5+NCB. but I do use an approved chain to lock it up and an alarm for everyone to ignore! :arrow: :angel9:

Ade you never replied to the pm, are you not interested in it?

henry

Posted: Wed Sep 27, 2006 7:00 pm
by Ade B
Interesting, I have thatcham lock and Datatool 3 alarm immobiliser... Could be down to living in a dodgy neighbourhood and having only 4 years NCB...

My car insurance is half its value every year TPFT :shock: (cheap old car BTW)

Never got the PM as Inbox was full...

Will still take the hugger off your hands as some point in the near future. Will be in West London sometime nextweek.

Ade

Posted: Wed Sep 27, 2006 8:48 pm
by johnr1100s
I pay about £160 fully comp on the bike......

and was quoted £1450 on my van :shock:

it was cheaper to buy another van... and put all 3 on a fleet policy! :?

John

Posted: Wed Sep 27, 2006 9:08 pm
by nab 301
Tpft , the thought of having a no fault accident keeps me careful..... :)
Nigel B.

Posted: Wed Sep 27, 2006 10:35 pm
by Me-109
nab 301 wrote:Tpft , the thought of having a no fault accident keeps me careful..... :)
Nigel B.
The thought of painful injury keeps me careful! :o

Posted: Thu Sep 28, 2006 9:34 am
by jltownshend
Tried TPFT, but promptly dropped it in Amsterdam (rain, oil, Rugby World Cup Final)...

Wouldn't have been so bad had it not slid into the back of an Audi A6 waiting at the traffic lights:-(((

Now back on Comp.

John

Posted: Thu Oct 05, 2006 8:49 am
by m25jambuster
FC - with eBike. £247 for both bikes. I have had to make a claim through eBike this year and have had excellent service. Bike claim was settled and bike repaired before I was fit to ride again. The problem was with the repairer and NOT the insurer.

Posted: Thu Oct 12, 2006 10:43 pm
by Me-109
OK, just to update this for future reference:

Bike is garaged, no alarm, no mention of locks in case they stick a clause is saying they will lower the payout if it's not used, 9000m per year, Business use included, £4500 value :| ; CIA renewal came in at £231 TPFT (RSun Alliance) or £561 FC (NU).

Hastings Direct came in at £321 FC (£350 XS) & £220 TPFT (£350 XS).
Advantage (that's Hastings underwriter) also came in on other people's list (Motorcycle Direct, Bennetts, Insure) and GroupArmour (Carole Nash, Devitt). Premiums varied between £339 to £357 for Advantage (and XS from £325 to £400) and with GrpArmour from £333 to £388 (again with variations on XS).

Interestingly all gave TPFT with the same underwriter KGM, mostly close around £180 but 1 down at £140. Only Insure (the lowest of these quotes) actually told me that the policy would also cover up to 4 bikes. Nice to know.

Strangely there seemed to be no correlation between premium and excess sizes, i.e cheapest premium was not necessarily the highest XS.

As one last shot I tried Elite, nice big ads in Bike and the comic :oops: (I had to have something to read in the puc one night!) online and they turned up £298 FC, but being silly o'clock I couldn't be pestered to fill in the buy-it details. Oh also with Advantage at £350 XS and TPFT with KGM again but an amazingly low £133!

Next day I get an email - "We think we can get you additional discounts....Please call....". One can but try, though I was sceptical. Ran through all the details again just to make sure and....£262 FC, only £175 XS with .... Norwich Union! The same people who CIA quoted me £561 to renew with them and someone else quoted £516!

So how come I get FC insurance for just over my F&T renewal?; how come I get an XS half what anyone else was quoting? How come there is so much variation even on XS from the same underwriter through different brokers?

I was so unsure I made sure they had the details right and checked the provision of the policy - pillions? check; other bikes? check; business use? check; legal cover? check; courtesy bike if it's sole transport, he added trying to sell it to me....

I'll tell you what, a shark couldn't have taken his arm off any better. Hope I don't have to test the service level, but if you need a quote give 'em a try http://www.aquote.co.uk