Yep, Im being stiffed

timbox2 · Post by **timbox2** » Wed Mar 05, 2008 8:58 pm

so, you may have read about my rear end incident last week, and the strange fact that riding back from the accident the clutch release started to go, to the point that I just about got home having to change up and sometimes down without a clutch.

Well, the engineers phoned me yesterday and they say that the clutch problem must have already been there and they are reporting this to the Insurers and if I want that fixed ill have to pay out of my own pocket???

Thing is, they accept that the guy hit me hard enough to bend the back wheel and the rear frame,

So, I wasnt going to claim for injuries, guess what, I am now, and Ive got photos of the bruising to me nadgers etc, plus of course the psychological trauma,

ill have em

johnl · Post by **johnl** » Wed Mar 05, 2008 9:40 pm

feck um, insurance translates as theft. they stiff you on the way in and feck you on the way. The girlfriend was recently rear ended ( ooh er ) not her fault, never went down the ' my neck is broke" line. The result we get £400 for our car. To replace it is at least a £1000. I sent in adverts for equivalent cars and explained i was not out to scam anyone but simply could not replace my vehicle for the money offered. They gave me £500. still no way near. its gauling and very stressfull. it brings the question of what is the point of insurance if you can not replace the damaged vehicle.

bunch of ......well, no i'll say it, the "ladies front bottoms"*.

The best bet is to adopt an alias with fake i.d and then not insure or register your car.

[* lets not get all sweary chaps, there are ladies and clergy present. Paul]

Ruffy · Post by **Ruffy** » Wed Mar 05, 2008 10:22 pm

It sounds like youv'e got a bloody big fight on the horizon tim just when you thought it wouldn't take long to sort,none of us know how good our insurance is till we make a claim but there keen to take our money of us at first but paying it back is another thing,not surprising theres so many peeps with no bloody insurance is it?

tripe · Post by **tripe** » Wed Mar 05, 2008 10:40 pm

Tim,

Nobody likes to get bogged down with paperwork and endless explanations, go on the charm offensive with the garage and tell them they have to provide a detailed report that gives evidence of the clutch problem being pre-existing or get them to prove that it wasn't caused by the accident. See if you can find another engineer with BMW accreditation who can confirm that the clutch could have been damaged in the shunt.

It depends how stubborn you are prepared to be to see it through, do it face to face, take notes and have a camera with you.

rotten luck none the less

Henry

timbox2 · Post by **timbox2** » Thu Mar 06, 2008 5:26 am

Cheers for the support guys, Im just going to get the bike back hopefully and fix the damn thing myself, I know its a hydraulic issue, thing is my faith in the garage has gone, My BMW Owners manual actually says that you should not turn the Clutch Handlebar fitting as air my enter the system, but the garage told me that even if the bike was on its side in the road that cant happen??

pbikerharry · Post by **pbikerharry** » Thu Mar 06, 2008 2:00 pm

If you go down the line of claiming for injuries and want any advice let me know. I have just had 6 year battle after a really bad accident at work I have seen, heard, and they have tried every trick in the book to con me and hold my payment up.

Pete

winger · Post by **winger** » Thu Mar 06, 2008 4:04 pm

What do you mean by clutch release?? whats actually happening,and is the garage a BM dealer?

Blackal · Post by **Blackal** » Thu Mar 06, 2008 4:48 pm

I'm guessing that the clutch is stuck in the engaged position?

"Engaged" & "Released" ?

Al

(I had a car once that was a ltd edition - binned it, and challenged the insurance bandits to get me another for the sum they offered. Provided them with adverts from the previous year, and they paid me £400 more than I paid for the car, even though I had put the purchase price on the proposal form!)

gus · Post by **gus** » Thu Mar 06, 2008 6:42 pm

Hi
Tell the garage to get stuffed and insist they quote for all the damage caused by your off.They are mearly speculating and guessing over the clutch issue.If they still wont play ball.Insist to the insurance your bike goes else where.
gus

timbox2 · Post by **timbox2** » Thu Mar 06, 2008 7:29 pm

winger wrote:What do you mean by clutch release?? whats actually happening,and is the garage a BM dealer?

Feels like there is air in the system to me, bite point gradually gets closer and closer to the bars until it wont disengage the clutch, then if you pump the lever it will work for a couple of changes, then back again.

Oh and they are not BM dealers, although the guy working on my bike is supposedly BM trained

winger · Post by **winger** » Thu Mar 06, 2008 8:10 pm

On the basis of you've only got the lever and res,pipe and slave cylinder ontop of the gearbox,there isn't all that much to it,go and have a look at the bike,take a torch with you it must be leaking from somwhere,as to it haveing anything to do with accident??

Have a good look at the bike,are the frame lugs ok,call their bluff,tell e'm to get one with it,if the rear subframe is shagged and it needs a back wheel,what else is wrong with it,how the hell did they find out about the clutch not working.

I'd tell the insurers you want it taken to a BM dealer, i presumed thats were it had gone in the fisrt place.

boxerscott · Post by **boxerscott** » Tue Mar 11, 2008 10:38 pm

Is not the clutch release thing a left hand job? We have all been stiffed by insurance companies but thank god they exist... as many disabled victims of transport collisions will vouch for

timbox2 · Post by **timbox2** » Wed Mar 12, 2008 8:00 am

boxerscott wrote:Is not the clutch release thing a left hand job? We have all been stiffed by insurance companies but thank god they exist... as many disabled victims of transport collisions will vouch for

Thanks for the support mate, but then you seem to have an interest in my bike already as the PM you sent me on the day of the accident testifies to, rather insensitive if I may say so

, which is why I didnt reply to it

jivebiker · Post by **jivebiker** » Wed Mar 12, 2008 6:37 pm

If you are going for a personal injury claim, use RSS (Rider Support Services) not your insurer provided solicitors.

RSS got me a really good claim after a SMIDSY from an uninsured driver. My insurance supplied solicitors totally screwed up my injury claim from a pothole/manhole incident. They even failed to realise that they represented the other party until 2 weeks before the court date, then had lost loads of original photos etc. I lost the case, despite starting in a very strong position.

RSS are at http://www.ridersupport.com/templates/h ... PageId=103

Nero · Post by **Nero** » Thu Mar 13, 2008 12:56 pm

jivebiker wrote:If you are going for a personal injury claim, use RSS (Rider Support Services) not your insurer provided solicitors.

Seconded. I used these guys when a car travelling in the opposite direction to me turned across my path with no indication, I hit him side on and somersaulted over the car. It was about 14yrs ago now, but RSS were excellent on the personal injuries claim (also got all my kit replaced).

Nero

www.boxertrix.com

Yep, Im being stiffed

Yep, Im being stiffed

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